Apple pay – The future of electronic payment

Apple Pay, Future, technolgy

Apple Pay is the new technology that Apple unveiled with launch of its iPhone 6 and iPhone 6 Plus. It has two major uses. Payment in retail stores using fingerprint sensor and payment inside applications on iPhone.

Apple pay -  The future of electronic payment

Apple pay – The future of electronic payment


The new technology only works on iOS right now. It essentially requires TouchID sensor. On the applications supporting this technology completing a purchase can be done with a finger. Apple Store has this feature for in store purchase in iPhone 5 launch also. But it was limited to the Apple Store.

Now the technology will give one touch purchasing experience, and also keep your shipping information without botheration of filling up details. This is going to revolutionize online payment. However the market for this technology is very small at the moment. It will mostly affect the big banks and financial institutions. It will act as a disruptive technology for them. The banks have to be ready for the change that is coming.

The setup is very simple as it is connected to the Passbook which currently stores boarding pass, tickets, coupons etc. The same will store debit and credit cards also. The first card you can add is the one on your iTunes account. Just enter the card security code and it is ready. Entering information of a new card can be done manually or using iSight camera.

Does it integrate all Payment Cards?

Apple is trying hard to put this together, but at the present it does not work with all. Apple has already signed up with 500 regional banks, and 50 major world players in the banking industry. The future looks bright but now only limited options are available. Store-branded cards, prepaid cards are planned for future integration. It will take time for the technology to come of age.


The First Smartphone with a Heart Rate Sensor

Tech, Uncategorized


Can you believe it? I couldn’t when I first heard. The Samsung Galaxy S5 is the first smartphone with a heart rate sensor built in! Although I am loyal to my iPhone I have to admit that I was quite turned on by this high-tech phone! I mean who wouldn’t want a phone that has something that all the other phones on the market don’t have (yet). After those stressful days at work, it could be useful to make sure my heart rate hasn’t exploded out of my body.

As Samsung says all you got to do is open the built-in S health app and then place your finger on the back of the device gently and measure your heart rate. Afterwards your bpm should show up as seen in the picture above. It’s as easy as that! For those health freaks out there it’s even possible to take it up a notch and purchase the additional Samsung gear to track calories, speed duration among other things. Maybe I should consider getting one and getting myself into better shape!

The sensor is not only useful for checking your heart rate but can also be used as a fingerprint scanner to lock your screen and maintain privacy. That would definitely be a great option to have and lock my phone since my girlfriend keeps trying to look at all my text messages.

So is a heart rate sensor enough to sell me on the Samsung Galaxy S5? Maybe, maybe not. Although I will keep it in mind when I decide to finally get off the computer dreaming about all the cool technology out there and get myself into shape.